They said that if you are both on the mortgage then the debt shows up for both of you and is a sort of "double whammy" that ultimately decreases your borrowing power despite the fact that you also have double the income.Thanks in advance for your help!

It hurts less to pay 6% on a decreased basis.

In 2016, the vacancy rate for multi-family properties in the Tucson area was estimated at 6.9% percent, but has since decreased by 0.35% in the last year, improving to 6.52%.The lowest vacancy rates were reported on the booming northwest side and in the Catalina Foothills, while the highest vacancy rates are in the southeast market.

If buyers are limited by the FHA, then values decrease because there is less of a demand.  

Usually if i would invest something like this i would find another property to decrease purchase cost and increase profit margin.

This reflects an 8% decrease from the previous quarter and a 6% decrease from a year ago to the lowest number of homes flipped since Q1 2015 - a two-year low.Home flips in Q1 2017 accounted for 6.7% of all single family home and condo sales during the quarter, up from 5.8% in the previous quarter and unchanged from a year ago.If you're in the business of wholesaling, does your experience reflect these changes?

Seattle came in second at seven days, and Grand Rapids, Michigan; Portland, Oregon; and Omaha, Nebraska; rounded out the top five.On the inventory side, Rochester, New York, had the largest decrease in supply of homes for sale, down nearly 36 percent compared with a year ago.

that we need to look for areas with strong job growth/decreasing unemployment trends.

Unless that is fixed you won't get anywhere with a bank, FHA or conventional.If you are deadset on keeping the truck and decreasing your debt, your only option to get bank financing is to find a way to increase your income.

that we need to look for areas with strong job growth/decreasing unemployment trends.