But everything I've read says you can't actually get a HELOC on a rental property in Texas.We're also not really interested in refinancing the Texas home - as we've got a 2.5% rate on it and any refinance at current rents would turn it into a cash-flow negative asset.Anyway - we think if we moved some other investments around we might be able to find the $137K to pay off the loan outright - owning the land. 

I use Rentec Direct for the basic property management/accounting, and Cozy for rent and utility payments.

And I certainly didn't "cash flow", as rents were in the $18,000-20,000 range for the first few years.  

The house has an ADU, we would live in it, and rent out the main house (3 bed/2 bath). 

What they have done amounts to rent restrictions which are against KY state law.

Right now we are still in the process of removing two of the other three tenants (I think we finally made it, aside from a junk car left on the property) and working towards getting the place fully rented.

The most similar scenario I encounter is folks who buy trailers for dirt cheap to rent out here. 60k entry (or whatever they are going for) then 600 a month to lease the pad/land.

The people paying you $10,000 per month to rent your property are doing so because they need or want the use of the property, not because you’re a “people” person.4.

I am beginning by real estate journey with purchasing my first multi-family home to rent out to section 8. 

This all depends on the loan factors like Credit score, LTV, DSCR ratio (rents vs the PITI payment), and loan size.Good news rates are down but the other positive news is they are trending down and that means you can pull cash out now and then simply refinance in 12 months or more to lower the rate.