Hi Shane,I am Kerry from citrona homes,to your question.the reason they're low cost is because,the area is in high demand for low cost housing, as well as us having many relationships with banks who at times offer for closures we buy in bulk 40 to 60 homes

An experienced entrepreneur in the same field has offered a partnership, planning to invest $25,000 with a projected $50,000 profit.

This will be subordinate to the existing FHA loan, but you’ll need to qualify based on your credit score, income, and debt-to-income ratio.Home Equity Line of Credit (HELOC): A HELOC could also be an option, offering flexibility in how you draw and repay funds, though it might come with variable interest rates.Balloon Payment Loan: This type of loan can offer lower initial payments with a large lump sum due at the end of the term.

My firm offers a portfolio product, but it's a 70 - 75% product depending on numbers.

My husband and I would like to propose some creative financing options...potentially offering a lease-to-own style option?

They have been up-front and honest with me about a 1031 issue i had and even offered me alternatives / an out when timing got sideways. 

With that said, Columbus, OH is one of the top growing cities and offers a good mix of cashflow and appreciation.

Still, I like what they offer and think they are making a good job and know the market. 

How does she refute the factual data that we can all look at and consider?

I just carry them with me and fill them out on the fly if I get an offer accepted.