Save 50 percent after tax income.

The cash value of a policy is quite literally the client saving up their own death benefit over their lifetime.

HelloMy first home is a triplex (owner occupied ,20 percent down,30 year mortgage,3.5 interest rate) and it's been almost two years and it's positive cash flowing and I also see some appreciation,would it make sense for me to refinance and then sell?

Learning how to fish, you feed yourself for a lifetime, when someone gives you a fish, it only feeds you for a day. 

For 40k I can get a "lifetime" metal roof.

Keep in mind that if you buy through RI Housing you will be agreeing to occupy the house for the lifetime of the loan, likely 30 years.

Is it true that when partnering with someone on a deal and one person has 90 percent ownership of the LLC and the other has 10 percent ownership that the bank can’t request Info from the 10 percent guy?

Where the Borrower does not have a history of Rental Income for the Property since previous tax filing, including Property being vacated by the Borrower, the Mortgagee must obtain an appraisal evidencing market rent and that the Borrower has at least 25 percent equity in the PropertySo if you DO need the rental income not only do you have to move 100 miles away...you ALSO have to have an appraisal...AND that appraisal needs to reflect 25% equity in that property!  

Real estate I have been working a little on the side to learn the buisness but 95 percent of my income is from my w-2 job.

When looking into something like this I don't have the financing, and what are some ways creative ways around the 20 percent down payment rule, and does this applies I have no debt and a very high credit score or is that the rule all banks have especially toward a new investor.