Advice first investment/home providence

[Eladio P.]

Rhode Island housing loan program Hi bo family!

After a while of fixing my credit and finances im 90% ready to jump and buy my first property. I have always thought about the first-home loan from rhode island housing were they finance 100% and have assistance for down payment and all that.

I know that after pre-approval you start working with a agent looking for a home, my question is; can i at that part of the process look for a off market deal instead? properties from wholesalers maybe without breaking any procedure with the bank?

I know the property will have to be almost turn key condition in order to get approved because that first-home program is very very similar to FHA. My goal is just to make a good deal, at least something instead of nothing, i know its a hot market right now. Anyone with experience in providence, Cranston, Pawtucket or the whole Rhode Island will be appreciated. Oh I'll be looking for a 3 unit multi.