This particular agent worked under a broker that is also house flipper.

NOw of course they could alter or fudge but you hope people are being honest and that's why you want to use brokers in this scenario they have ficuciary and license to protect.

You just have to be upfront with the broker/agent.

Hi @Christopher Oliva,1) I'd be surprised if it's any different in Texas, but in California the rates/profit/etc for all down payment assistance programs are set by the non-profit and lenders brokering them in have zero ability to raise or lower them.

Currently in the process of estimating how much I can borrow and finding brokers/agents.

I have learned so much in that process and it has led me to other avenues as well.Being a broker is not my bread and butter, but it has helped me find a lot of gravy.

Some of the drawbacks are the costs (initial licensure, yearly state and national realtor association dues, and perhaps broker expectations depending on your broker). 

Call a broker or appraiser and ask them what units are selling for in this market.They should know to give you an answer.Considering it’s 2-4 it would be appraised by CMA or $sqf approach, not the income approuch.How are you planing to found the purchase? 

For office/multi family, go to loopnet dot com, find multi family for sale, reach out to brokers and ask for T-12 and Rent rolls.  

I began my experience with Real Estate by connecting and discussing career paths with a variety of professionals from a CBRE broker, an alumni in wholesaling, and local investors.