But I’ll keep your perspective in mind for future posts.

Best of luck on your real estate future, it's been a fun adventure for me!

We're new to real estate and would appreciate advice on our current home in Texas and our future place in Oregon.We love our house in Austin and aren't ready to sell, but as a long-term rental, it would yield (from what I understand) negative cash flow, covering principal and interest but not taxes and insurance.

Focus on areas with strong rental demand, like Broad Ripple, Fountain Square, or near universities like Butler and IUPUI.Maintenance Costs: Indiana weather can be tough on properties, so budget for seasonal maintenance like snow removal and HVAC servicing.Additional AdviceKeep an Emergency Fund: Unexpected repairs or vacancies can arise, so having 3-6 months of expenses saved will help you weather any surprises.Build a Reliable Team: I have lists of contractors, handymen, cleaners and property managers if you'd like me to send.Good luck with your property and future expansion!

Investing does need to be approached more like a business than just a simple stock trade.

In that case, would the renting process be a bridge to help you retain the home for future personal use? 

In future endeavors, I will add Airbnb immediately upon achieving Premier Host status on Vrbo to avoid similar delays and because it’s a filter.

It may or may not show on a credit report, depends on the servicing and you should have the loan serviced.Failure to include the debt on a future loan application is mortgage fraud, wanna go to jail?

If not, you could focus on other selling points, like the acreage or future ADU potential, but a garage would probably make the property more competitive.

Take stock of your current credit score and accounts.