Try to narrow it down to your top 3-4.

have you narrowed down to a handful of markets? 

Try to narrow it down to your top 3-4.

Once you narrow the market down then there are also development factors, demographics, jobs, city investments and improvements. 

@Wayne Kennoff- thanks   1) getting a personal referral is a good place to start 2) if you have narrowed down the options to a few -  contact both on the same  days and ask them for whatever  quotes  for your scenario ...ask for a loan cost worksheet  if  possible .  ...if their pricing ends up being  the same - make a decsion based on the  feel  for  cutoner  service you get when communicating with them.   3)  make sure they  disclose all the fees  related to the  refinance  ( not just their  own fees ) ..4)  reviews are   hard to  use to make a decision ( as you found out ) 5) rates are pretty high right now for rental  properties ....if you can wait to  refinance - you might consider doing so ...if you need to refinance - so be it ...Good luck 

Airy, Cedarbrook, Chestnut HillPennsport, Dickinson Narrows, Passyunk Square

A great step to help you narrow focus, budget, etc will be to speak with an STR focused lender.. contact @Joseph Chiofalo he''ll be a very patient mortgage guide. 

It's just my husband and I and we are finally narrowing down our niche to MHP's and long term RV parks.

They recommend buy and hold in B and C neighborhoods. 

But HOA are a whole other universeAnytime people buy properties for STR they really need to have a plan B and C for changes in the market and law... the STR is subject to a lot of changes, so you need to be prepared