We are also in process of onboarding with Appfolio in our Little Rock and Memphis property management offices.  

[2]   Do you know if the buyer is going to owner occupy or is it an intended rental?

The #1 reason why landlords fail - according to the American Apartment Owners' Assn - is failure to manage to the lease. 

Even with HMLs, they would either want to see reserves, or you would still need to put in a little 'skin' into the game to make the deal workGood luck!

First, changes to Fed's fund rate is of little impact anymore in terms of main-street.

The current owner has to dig the floor out and replace the floor to meet spec.  

However when my tenants move out I will also use the Mayistay APP and let my fellow owners and landlords know what I thought of the tenants.

The owner is open to seller finance for us.

Of course could be a little different but thats generally how it  all works.

I like the strategy of having a job with guaranteed income and taking advantage of owner occupied financing to purchase a house hack, staying connected with the REI community in the area, and scaling up from there.