The only concern we run into is occasional foundation issues near the river, towards the south east side of town.

This is the value of having someone who has local experience.The company you said, if they are some "remote" company, I guess they could provide the things that you need and save money, but I would hesitate to feel confident if they do not have regional experience and that you would be left vulnerable if issues arise with the design later on. 

I was trying to avoid the eviction process just because I know it can be rather lengthy in IL, I figured with the month-to-month I can just cancel it hopefully without any issues. 

The issue always boils down to equity.

There are tons of options but pick one a lot of the learning is in the doingSteer your own ship: If you have solid fundamentals in terms of deal analysis, your biz plan and what a good deal looks like you'll have less issues as it pertains to staying the course and underwriting "deals" sent to you by agents and wholesalers (most won't make sense, that's part of the game, just move onto the next one) you as the buyer are the key to the transaction get to the point that you know what works for you and walk away from what doesn't despite external pressures Learning about funding is easy, dont sweat it.

Or to build a new one.The timing issue is only on the sale of the rest of the property. 

Even if usury wasn't an issue, I think the note version would be:"When I really start to break it down,I wouldn′t trust a payor who agreed to that high of a rate."

No problem if the salary structure is the same, but if there is any sort of commission income involved, and you need that commission income to qualify for the refi then waiting could cause issues. 

With today’s automation tools, managing from a distance isn’t an issue.2.

Tenant wants to leave, so they claim mold and health issues.1.