Maintenance/cap ex, insurance, if a rental PM, bookkeeping, misc.The fact you have a loan means 1) leverage 2) equity pay down.In addition, there are tax benefits.So I will do some rough underwriting as an OO non-rental at 95% LTV (because FHA has some undesired consequences that make the 1.5% difference in LTV worth avoiding the FHA).equity paydown: 20% (using OP interest rate at 95% LTV and not counting closing costs). 

I know how to use the basic features of QBO, as I do my own expense tracking, but my Bookkeeper is needed for the more complex entries (Loans, capital balances, reconciliation, data entry from PM monthly statements.)I spend almost 8k per year in QBO and Bookkeeping costs (Not including my accountant or tax prep.)

https://www.har.com/content/department/newsroom?pid=2141Houston Real Estate Highlights for December and Full-Year 2024:
-Following two consecutive years of declines, single-family home sales rebounded in 2024 with 85...

Step 1: Ensure you can get financing (is it a cash purchase or will you need a loan). 

Financed Loan Amount: $172,0004.

Proper underwriting - this includes an appraisal, loan app and full underwriting to comply with CFPB regulations.2.

We bought our house in TN with only 5% down.

House hack another property with a low down payment loan and use the remainder or the proceeds to either renovate or purchase another investment property?  

Are there specific lenders or servicers that are more likely to call these loans?

Because you are forcing equity into the house you are sometimes able to pull back out the entire purchase and rehab process to return to your investor then you own the home with just the mortgage.