Lower-skill jobs have higher turnover, and companies that hire for these roles are always hiring and are likely not the pickiest employers (for example, the average annual restaurant industry turnover rate is 79.6% from 2013-2023 – 79.6% of restaurant employees leave their job every year).

Curious if your employer matches your 401k?

Another way of thinking about this is self-managing your property; you wouldn't report "management fees" in expenses and then have that portion in "self-employment" income. 

This might offer more security but also could complicate tax reporting.Taxation of Y as an S Corp:If Y is profitable, electing S Corp status could reduce self-employment taxes, but it also comes with more stringent IRS rules.

One of the largest employers n Albany is a regional hospital, that is about to get some serious competition from the county just to the North, that has a much better school system, and is where a large portion of people who work in Albany live.

., but I'd love to know if anyone is employing AI in a unique way.

At least your work is going towards benefitting yourself rather than largely benefiting an employer. 

Try Self Employed from QuickBooks. 

They also make it easier to qualify for investors who own many homes or are self-employed.

North Austin, near major employers, has strong rental demand.Good luck!