Again closets have nothing to do with the legality of a bedroom.If your emergency egress window is below grade you will need a window well of at least 9 sqft and it must protrude at least 3' in out from the basement wall and allow the window to fully open. 

I opened a new host account to handle guest interactions myself, hired a local handyman for emergencies, and found a cleaning person who could also act as my eyes and ears for any required handyman services.

I have one myself that I use mainly as an emergency fund and occasionally to take advantage of an opportunity that pops up.

We will put that $95,000 into the emergency fund and continue to save money until our next purchase.

Max price point would be around $350k but the lower the better.Any other emerging markets / cities in the US that would be good to get into?

Just another opinion from an inspector and investor perspective: it is important to have an electrical shut off switch (at least 6 switches or less) to kill all power to a home in case of an emergency.

That included my personal emergency fund. 

We will put that $95,000 into the emergency fund and continue to save money until our next purchase.

RPA is a Milwaukee based non-profit and your support is appreciated.We are hosting an emergency Zoom call tomorrow with Atty Tristan Pettit, anyone can join, details under RPAWI.org

@Spencer Herrick Do you have an emergency contact.