It was diagnosed as needing a new $20,000 septic, and oh by the way "we were out here last year and told the seller the same thing." 

Here is the monkey wrench- the wife has dementia and is very paranoid, although it has not been officially diagnosed.

I have a need to a fast and quality electrician who can diagnose problems.

I paid ~$16 for the circuit breakers at a local hardware store once the issue was diagnosed.

I just got a call that said he was diagnosed with cancer and doesn't know how long he will live.  

About 50% of appliance repairs we are unable to fix in house maintenance which even with a local vendor still costs us no less than $75 to diagnose it.  7.

Follow up question.These appliance repair places really get you.They are quoting 174. to replace the oven light switch.That is coming out diagnosing it, and then coming back and installing it.Since I see the part quoted online at 15-20 bucks.Does this seem reasonable?

I agree with the posters before me, you're not supplying enough info to diagnose the situation. 

I want to determine if it's just my phone so I can proceed to diagnose it accordingly.

I have not been diagnosed but I am pretty sure I have ADD.