However, upon meeting the love of life, she awakened the beast within me & I’ve ‘slowly’ accelerated my learning in the past few months.

So with that said – you might want to take it slowly – that is--- keep your job--- and accelerate your learning and exposure to real estate investing and begin your transition to a position that will able you to control real estate and profit from your activities ONE DEAL AT A TIME!

I'm currently paying down some old mortgages in the 6 & 7% range, but only because my acquisition cash is earning zilch while I wait for an opportunity.I probably wouldn't bother accelerating a tasty newer mortgage in the 3s.  

If you think you will go FHA, Conventional, 203k, etc. and then Quit Claim the property, to a LLC, or a Land Trust you run the risk of the lender discovering a Title Transfer occurred and activating the "Acceleration Clause" or "Due on Sale Clause" that requires the loan to be paid in full, within 'x' number of days.

I'm looking to accelerate my purchasing and start raising money for faster acquisition. 

Fortunately, a good financial decision can accelerate us to our financial freedom much faster. 

I came across BiggerPockets as one of the first resources I encountered when I became interested in real estate investing, starting off with the BP podcast (I've marathoned ~60 episodes in two weeks) and the site itself.I'm excited (and to be honest, a fair bit intimidated) to get started in real estate investing, and I thought I'd reach out to the community to get more involved and accelerate my learning process.  

Free cash of $1,300/month (the $1,150 you are currently paying in mortgage and utilities plus $150 cash) could then be used to pay towards principal on SL and car not, accelerating debt pay down.78% RR on 20k minus 5% avg SL and Car interest and 4% mortgage interest = IRR of 69%I think (assuming I'm looking at this the right way), using your 20K in cash soldiers to generate additional income is more advantageous than using it to pay down debt.

I did something similar, after a long career in something unrelated to real estate and only after I had some experience like you in acquiring rental properties, some property management experience, I realized that if I devoted more attention to it I could accelerate my growth, get financial freedom and be fine.  

You can find deals with equity already built in, which can accelerate your ability to leverage.