The sellers purchased this right when it was built and just finished paying off their mortgage so they are retiring and want to sell.I think I am not going to find another house like this, but I haven't been through an entire years cycle yet.

Whatever your style is, I guess. my style would be an B+ 3/2  and put the other money towards retiring me.

My trusted contractor has pseudo retired. 

My girlfriend and I are currently working close to minimum wage jobs and are living with my retired parents.

consider...tim ferris books, esp tools of titans...has a section about 'build your own education' where you purposely seek out opportunities investing similar $ and time as the mba program, yet tailored to your needsalso, check out the free resources in your town, like SCORE...retired business people giving advice, mentoring, etc and find someone who is doing what you would like to do and consider ways to learn from themenJOY the freedom of self education and build your own portfolio/degree!!

The gentleman I have been with has decided to retire and I am hoping to transition directly to someone who understands the real estate business pretty well rather than bounce from firm to firm trying to find the right fit.Any help appreciated all.... thanks!

I live in the most fantastic retirement area in the country, The Villages, Florida.

Before I retired I got around a million dollars in loans and I never broke six figures in my W-2 job.

I wasn't quite sure if you were saying this couple is, or about to retire or if retirement is a ways off?

@Mukesh YadavFollowing are the similarities and differences between the solo 401k and the self-directed IRA.The Self-Directed IRA and Solo 401k SimilaritiesBoth were created by congress for individuals to save for retirement;Both may be invested in alternative investments such as real estate, precious metals tax liens, promissory notes, private company shares, and stocks and mutual funds, to name a few;Both allow for Roth contributions;Both are subject to prohibited transaction rules;Both are subject to federal taxes at time of distribution;Both allow for checkbook control for placing alternative investments;Both may be invested in annuities;Both are protected from creditors;Both allow for nondeductible contributions;Both are prohibited from investing in assets listed under I.R.C. 408(m); andNeither may be invested in your own business.