This gives me plenty of food for thought. 

@Jerry Padilla  Thanks for the input, good food for thought - I hadn't thought about a HELOC and didn't consider that I could get one after the loan is paid off. 

Food when I'm meeting with business people? 

@Ryan Pozzi If you have ever heard of Maslow's hierarchy of needs you know it goes something like thisair food and waterclothing and shelterlove and belongingself esteemself actualizationIn other words we are providing one of the second most highest needs of human beings; Shelter. 

There are private/hard money lenders who cater to these individuals and will defer all payments to the end.

I love that I have been able to experience the awesome changes in SA over the last few years... the food scene especially! 

People don’t sue people that qualify for food stamps.

https://www.whas11.com/article/life/food/louisville-makes-southern-livings-list-of-best-food-cities-for-first-time/417-4d58ee4a-d464-4197-b446-b8225dc60c0eJust another reason to invest in Louisville.

Then they travel to where the jobs are; refineries, power plants, paper mills, food processing facilities, etc. 

The reason mold grows in a home is due to excess moisture and a food source which is typically dust.