The outstanding loan counts against you so you must net that out. 

I do have outstanding communication skills (interpersonal, public, etc) and successful commission based sales experience.So yeah, thats me.

It's an agent that's reached that level or somewhere near it that I want to work with because I know that person would be a professional instead of an average agent that nationwide only completes 2 transactions a year. 

I also had income from rentals, and a decently high net worth, so if I failed, it really didnt matter.By my 2nd or 3rd full time year in the business, I was in the top 1% of agents nation wide.

Apply their deposit to the unpaid charges and notify them of any outstanding balance or send them to collections.Keep it simple and professional.

my debts are not outstanding..theyre about 37k..not some weird range in the hundreds.. 

Last time this happened, a bubble popped nationwide.  

This fee is added each month that there is any outstanding balance due.

Im in the top 1% of agents nation wide (Im not saying this to brag, but rather to tell you how I got here). 

I'd add the  Civil Docket to the list for finding outstanding judgments and other potential liens on properties.