But I guess this is subjective to the individual wholesaler themselves, shady ones don't care much about the seller, or know about the market, good ones want them to get the most they can get and know what that is. 

You'll also have to consider what assets you guys own individually versus as tenants by the entireties.

If you are a hard working middle income or higher individual you will find the social standards of most lower income to be considerably different.

People can get harmed and killed anywhere, it just bothers me how he told me all these things right before a deal was in the works. - If you invest into Florida, what are your tips for staying safe as a “landlord” or just in general?

Great advice from the guys above, and like they mentioned its a great community here on BP to learn and network with like-minded individuals.

While the board as a body can not be held accountable for misuse of funds, any individual can be, if it turns out to be they are using the money for personal property.

Variables include, personal credit, average property value, lowest property value, highest property value, average property DSCR and individual property DSCR etc. 

Imagine a day where landlords could be competing for voucher recipients because the individuals receiving them are desirable tenants with goals who are held accountable to attend school/training, earn an income with potential for growth, and have a roadmap to financial success.

First, Unless MN is different then 90% of the US, You do not 'own' the HOA, The HOA is a legal entity created at some point in time. you may have controlling votes in decisions when the HOA brings then to a vote, but unless the document created at the time of the formation of the HOA says something differently you are just a unit owner many times over.Second, Depending on how the HOA was set up, The HOA may be under the Direction of a Property ManagerThird, You must follow all Federal,State,Local laws regarding the HOAForth You must comply with all HOA rules  for each individual of your units regardless of how many you ownFifth while it might be enticing to go all Pirate King, remember you have to follow the HOA rules or you may be subject to fines and lawsuits or both (In MD there is a case in the courts where a renter had problems with the unit owner and the the owners of the unit are being sued separately by the tenant.

As long as you disclose everything, you should have no problems.In my opinion, a real estate license is helpful instead of harmful.