@Nicholas Calciano, I'm assuming you've lined in it for more than 2 years and have more than $500K in gain and want to shelter above the normal primary residence exclusion.  

I found an agent but they wanted me to sign an exclusive agreement for one year and I prefer to have more flexibility worst case scenario.

I found an agent but they wanted me to sign an exclusive agreement for one year and I prefer to have more flexibility worst case scenario.

As a strictly rental, the bottom-line $74/mo CF looks risky to me, especially since you aren't including the monthly payment cost of the borrowed rehab, which should be covered by the rental income.If your girlfriend will be the owner occupant, flipping after that might make more sense rather than refinancing, as she would get the capital gains tax exclusion at sale. 

Even at 2-3% per year, that will add up once you reach Year 5 or Year 10.Down Payment - As a baseline, you should always analyze a deal exclusive of your own financing, as that's how [most] other investors will analyze the deal.

LOLWhen I was trying to find a house to buy or I was selling a house, I used the good ole fashioned news paper.

I'm a commercial underwriter for an insurance company, so if you ever need advice on coverages, costs, exclusions, or more, I can hook you up!

They will not accept things such as flushable wipes, personal wipes, baby wipes, paper diapers, sanitary napkins, tampons, wads of toilet paper, dental floss, balls of hair, paper towels, newspapers, grease, oil, table scraps, bones, clothing, rags, sand, dirt, rocks, or children’s toys.

I specialized in Foreclosures and Short Sales for several years before moving to mobile homes exclusively.

I wasn't sure where to fit this post in (there are so many forum topic areas) so I decided to post it in the exclusive pro area since, hopefully, those with pro accounts are as serious as I am when it comes to real estate investing and can offer better advice to a beginning investor like myself.I just wanted to gauge your thoughts on whether or not a degree in real estate or a degree in finance with a concentration in real estate is something you think would be worth doing.