There is no proration on the 24 months, except for a few exceptions.....had to move for employment, health, etc.  

You are right that PMs can be a lowly bunch, I have employed some of them.

I'm a self employed Farmer.

The only " housing" experience I have is my prior employment at the HVCP aka Section 8, but I'll be changing that within the next couple of months

Louis, MO often/frequently throughout week, not just weekends, holidays, etc.I WILL BE AN OWNER-OCCUPANT...I will not rent out downstairs unit (upstairs unit has a tenant in already, paying $550 per month)I am actively seeking employment in St.

Just using the properties DSCR.Conventional financing can be much hard bc of the DTI restriction and with you being self employed makes it harder bc they will use your 2 yr avg AGI on your personal taxes.  

@Fred F.While you can joint venture between a self-directed IRA and a Solo 401k, I don't think you would need to do so, and it sounds as if you may be mis-understanding the Solo 401k.If you are self-employed and have no full time employees, there may be advantages to a Solo 401k.  

Here's what I have done:I reduced the amount of my 401k contributions to the maximum required to get the employer match.  

Or maybe you can get your employer to let you work part time or from home (Read The 4 Hr Work Week by Tim Ferris for some ideas!)

If you pay yourself a property management fee then you report it as a rental expense but you also need to report it as income - and its subject to income tax and also another 15% self employment tax on the bottom line, and thats where you lose.