FHA rejection

[Tara Myrick]

Hello everyone,

I am in dire need of some guidance.  Here are the logistics:

Trying to acquire an owner-occupied 2-family using my FHA loan.

Mortgage company rejected me because:

My job is 2 hours from the property

I work in Jefferson City, MO

Property is in St. Louis, MO

I commute to St. Louis, MO often/frequently throughout week, not just weekends, holidays, etc.

I WILL BE AN OWNER-OCCUPANT...I will not rent out downstairs unit (upstairs unit has a tenant in already, paying $550 per month)

I am actively seeking employment in St. Louis. 

Mortgage company denied me saying there is an issue with the 2 hour distance, even though there are no Federal guidelines for distance from home to employment.  

What are my options, moving forward?  Do i need to find a bank that will allow me to purchase this home?  Do I need to look at a private investor (and how exactly do I pay them)?

SOMEBODY HELP ME PLEASE?!! I'VE ALREADY PAID EARNEST MONEY...ALL INSPECTIONS ARE DONE...I WAS TOLD THIS AT CLOSING.