Any disclosure of Mickey Mouse assessing value for 400 bucks or whatever?

These data mining services were mentioned in the CFPB ruling, companies that offer information on foreclosures and/or offer foreclosure services, there are new required disclosures and hoops to jump through.

Full disclosure.

Were there written disclosures that were misrepresented?  

I have them even sign disclosures that I am an investor and they acknowledge that I am a real estate broker working for my personal interest instead of as a licensed real estate agent.

See my BP blog posthttps://www.biggerpockets.com/blogs/8070/51492-why-is-zillow-so-far-off-in-utah-what-is-a-non-disclosure-stateZillow is a great "first pass" data tool, but it is negatively impacted by Utah's status as a non-disclosure state. 

Do this for a few months – you may want to take a real estate course to get your license – Attend REIA's – BUT do not trust the sales pitches you will hear – I don’t think you should spend your money on those programs – if you want to spend some money – get a mentor –The candidate for your mentor should be financial successful – in many phases of making money in real estate; auctions, tax sales, lead generations, contract engineering, assignments as well as the many creative clauses’ used to buy real estate.I think you will do well – take it slow and easy – don’t be influenced by big talkers – counsel with spouse – create credit lines – be ready with a form packets of contracts – assignment forms – notes – disclosures and blank checks – study and learn from others ------ AND HAVE FUN – your journey to a better income and more of what you want out of life is exciting and profitable.

A code violation requires disclosure and seller credits to mend when selling with a realtor correct?

Unfortunately, there are so many rules and regulations around disclosure that it's not worth it to them to talk to you even if they could eliminate their foreclosure timeline by entertaining a short sale or settlement.

I take care of the maintenance and make-ready as needed with full disclosure (photos, receipts and contractor bids), so no problem there.