Limited Regulatory Oversight: Fintech companies that operate without a banking license may not be subject to the same regulatory scrutiny and consumer protection measures as traditional banks.

I plan to buy one, or two, more PR before I get to my forever home. 

Hello Sarah, Most of the time Financial Advisors aren't able to make recommendations within real estate because FINRA and the SEC make a really big deal about suitability for the consumer and most advisors aren't licensed or educated in real estate therefore they can't make any recommendations regarding it. 

This is just a cashflow and hold forever play.

We advertisers would buy banners and email links, sponsor crap and flourish all without the consumer (eye balls) being force fed.   

Buying a business, adding value, and pulling that added value out has been around forever and will continue to forever. 

People have been finding legal ways to do things that are not morally right forever.

They would have more experience with DSCR calculations and may pick up on what you're getting at more quickly compared to a loan officer who typically works with owner-occupier customers.I have no experience underwriting consumer loans so I certainly could be wrong about who can or does what but my point is to not get hung up on needing something called a "DSCR Loan".

Development of more consumer friendly commercial locations like: attractions, restaurants, quick bite places, bars, etcA couple years later today I am still noticing the same trend in my City.

This effectively enables me to raise capital at 8% per annum, interest capitalizing, term forever.