_____________________In almost every other AVA in the state, vines were either on the verge of bud break or had already, and damage ranged from minimal to catastrophic based on variety and topography.

I know that it's easy to think like this when life happens and you have something catastrophic happen to you or someone you know and for that reason, I would say, sit down and really think about it and give it some time for 'it' to settled in.

.  The purpose of insurance is to avoid financial financial catastrophe.

They can be set up to alert you, through wifi when it detects a leak, some systems can shut the water off if it detects a catastrophic leak.

It is only slightly more expensive but you don't want a catastrophic event happen and find out you are not covered.

After I look, pending nothing catastrophic that I find during my initial viewing, any tips or suggestions on how to get past a property not being the prettiest looking or in that perfect location?

The pandemic has caused (some landlords) catastrophic loss of income on a scope more similar to things we'd get insurance for.   

Even then, there are 10 more ways such a deal can go wrong than right, and the penalties for wrong are catastrophic. 

It is rare for tort damages (as opposed to contract claims) to go to court unless it truly was a catastrophic loss or the insurance company decides to not cover the loss. 

It seems generally speaking, the property owner can come out better ahead of the catastrophe than before.