Since leaving my beloved Motor City, I have lived in Portland Oregon, Sonoma County California, Los Angeles, and San Luis Obispo.

Originally posted by @Anna Belov:@Brianne Hall I'm in Canada as well.

I don't want the Kindle version or audible version or a paperback copy because I already have a physical copy.

I'll see if I can get the little woman to part with her kindle for a while:) I'm not a big reader so this might take me a while.

Download the kindle app, and you can find most of these books on there for cheap, because they are the digital version.

Educate yourself - I got a kindle and for $10 a month kindle unlimited gives me access to so many great ( and not so great) books on business, REI and financial independence.

All counters in bathrooms and kitchen look ok, they are cheap Formica, a little swelling on underside near kitchen sink / dishwasher, should they be replaced with the beloved granite counter tops or something else?

Also explore the kindle books on the subject for a buck or two.You can do it--the time is ripe for creative financing.

Its handy as a gross estimate of NOI, nothing more:"Expenses" (includes capital and vacancy) = 50% of gross scheduled market rentNOI = rent - "expenses"Debt service = depends on you and your financingCash flow = NOI - debt service.Its that simple.Yes, it would be lovely if you could include all expense, capital, vacancy AND debt service and have them only total to 50% of the rents.

I just opened my Kindle app and the book on there is Smarter Faster Better by Charles Duhigg.