I have seen loan qualifications based solely on passive investment income from rental properties, social security/disability payments, pension payments, etc. 

Based on an inspection report on one of the deals I worked on last year, I was able to negotiate over $15k of credits and repairs for a $200k house using a $400 inspection report for one of my clients.

Since you are based in California, do you know of any good CPAs who are geared towards real estate investors ?

Hi Derek,Based out of Surrey, BC and thinking of investing in the states as well.

Just some notes to consider based on what your unit is like. 

I'm based in the southwest and I currently have 9 units and I am currently helping 3 investors for MTR at this moment. 

That way you have a home base that isn't sitting vacant and you are producing income. 

They’re asset-based, meaning the loan is secured by the property itself, and they often have quicker approval times but higher interest rates (think 10–15%) and fees.

The simplest way is to base it on the market temperature of whatever city you’re researching.

My name is Monty, and I’m based in Freeport, Florida.