That's an ADDITIONAL capitol investment made. 

@Ryan VienneauAre they able to set-up your credit cards as additional "accounts payable"?    

Helps you stand apart from similar 4 bedroom homes and if you choose to pursue a rent by the room strategy in can create additional cash flow.

We have a niche market due to the hospital and university which has pros and cons but my properties have continued to perform well for me.  

Especially when I saw the high rankings on Airdna for DFW and started to dig into the highest performing listings and sub markets around the area.

I should add it will be a short term rental property. 

But let’s go a later deeper - my down payment would come out of a well performing stock portfolio.

Perform a home inspection4.

One of the biggest challenges for everyone involved is being on the same page about the actual time required for maintenance.DIY landlords rarely properly track their time when it comes to property management in general - tracking their true time invested in maintenance is where they perform the worst.Investors that hire PMCs are rarely any better at understanding the true amount of time maintenance takes.

However, you can get loans that are based on the performance of the rental and not your personal income and debt.