Not looking so much for damage to the rentals, but to cover injuries should someone get hurt on the property.

Most likely the state where the property is located is where lawsuits would be brought if they are something for personal injury like a trip and fall or something of that nature because the “cause of action” arose in that state.

I bought a business where the prior owner was sued for $3 million causing injuries to some customers.

Can you imagine an injury occurring where the judge/jury think your property is responsible but you are not? 

I occasionally get someone that says, "I know this one guy..." but they can't provide actual details and it's probably just a rumor.Almost all legal disputes are over security deposits and very small amounts.Large suits involve injuries, which are only a risk if the landlord is negligent (e.g. fails to repair a broken step and the tenant falls).Even if the landlord is guilty, the suit will most likely be settled out of court and covered by insurance.Even if it goes to court, insurance will cover the costs.The odds of a landlord losing a lawsuit for more money than the average insurance policy will pay are about the same as winning the lottery or being struck by lightning twice.

Most likely the state where the property is located is where lawsuits would be brought if they are something for personal injury like a trip and fall or something of that nature because the “cause of action” arose in that state.

Tenant’s vehicleor other possessions will occupy the parking space entirely at the risk of the Tenant.Tenant releases Landlord from any loss, damage, claim or injury resulting from anycasualty.”Should the tenant or I have additional insurance for a Garage Storage unit?

If you are a lousy landlord, an LLC is not going to protect from injuries and subsequent litigation.

@Hunter McNeill how else are you going to get liability coverage for a personal injury lawsuit from a tenant?

If there were a serious insurance claim, god forbid human injury or loss of life, and they do the same research discovering the non-conforming construction of habitable space, why would they bail you out?