As far as drugs, I would deal with it in a non-curable breach of contract section such as: Non-Curable Breach of Agreement: Any of the following events will be deemed a non-curable breach of this Lease; (a) Police raid upon your Premises; (b) Your arrest for possession/sale/storage of any narcotic/controlled substance/chemical or herbal contraband in or about the Premises; (c) Failure topermit Owner's entry to the Premises following receipt of adequate notice; (d) Failure to cooperate with Owner or any pest controller/fumigator/exterminator following receipt of notice of such services; (e) Defaults by you causing Owner to serve more than two notices to pay or quit, in any twelve (12) month period; (f) A misrepresentation on your Rental Application; (g) Delivery of any security door/gate key to anyone not party to this Lease.

She sent me a nice excel sheet with her balances, mortgage payment, interest rate, and rents. 

Then take the remainder and put it as a credit on her balance towards the water bills/future tenant portion of rent that she probably wont pay.

She could have paid more than the “minimum”  to bring her balance and interest charges down, at any time. 

Today a tenant paid her balance of Sep rent and I made $100 in late fee alone.

The reason to do this is to get a base line so you'll have something to compare against when creating a deal with the seller.One path to explore is to see what her sales price is (if it's fair and agreeable) then subtract that amount from her balance on her mortgage and that would be her gross equity.

EAT your blueberries they are anti oxidants and very good for you !!!

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If you don't know her balance and she won't tell you, then there's no way to make a deal.

While she's working, every deposit she makes will lower her balance, save interest, and increase her line available to pull from.