Then the home was always used as a residence from time of purchase up until the last 2.5 years or so, which is NOT to be included as "non-qualified use", so the "Home" version should have 0 non-use days by the days owned, making my non-residence factor a big fat 0%, which multiplied by the gain makes my non-qualified use gain another big fat $0, meaning that my gain that is eligible for exlusion is 100%!!!!.......

If you want the best coverage in case something happens, call an independent agent and tell them you want a policy with Chubb...then be prepared to write a big fat check for that premium.As Dave Ramsey used to say, drive into any major city in the US and look at the names on the largest buildings downtown...usually either an insurance company or a bank, or both.

3 of my faves when I was active for entity structure,  contracts and landlord-tenant have retired but Ryan Feeney of Overcast Law was very good with landlord-tenant matters. 

That's what happens when you read BP from their ODC hero era, when any fat ****ing retarded monkey could cash flow a property unfortunately.

Must have had a fat wallet to buy 65 properties and 300+ syndications in 10 years

Just fat.  

because lord forbid ya go a week without the $300mnth Goat Yoga membership, or the daily $10 non-fat triple soy late caramel twist double shot stirred not shaken starbucks....

You should look to see how you can cut the fat and automate where you are able.

Use them as guides in decision making not hard and fat rules.

Food stamps, which poor people don't get ahead from the food companies do, and gives the US a population that is to fat to produce an Army.