Mobile homes can sometimes be more expensive to insure, so it’s good to shop around for quotes.Resale Value: If you ever decide to sell the mobile home, understand that its value might not increase over time.

Let’s talk shop!

I understand that you borrowed from VCF, but I'm curious if you talked to any local banks/credit unions to comparison shop and if they were competitive?

Our concrete company is closing shop and selling assets since he couldn’t find a buyer for his business.  

To answer your question I would highly recommend shopping around on the BP online bookstore and finding a couple of books that stand out to you.

When I'm shopping for retail medical users we top out at 4,000 SF. 

Do shop around though and see what you find!

For financing, shop around with local banks, credit unions, and mortgage brokers to secure favorable terms.

For a shopping center, banks would require center to be atleast 50% pre-leased before they give you construction loan.

The upside is that higher rates have taken some of the competition out of the market, and in the event rates lower, you can refi and make a good deal that much better.Having said that, there are plenty of financing options and you should absolutely talk to several local lenders and shop it around.Using an FHA product to purchase a multi-unit where you live in one and rent the other(s) is one way to avoid some of the highest rates (house hacking).