Or do I need to contact their employers directly?  

And then people talk about sheltering via s corps with low salary and distributions to avoid self employment tax?

All contracts, options, or other devices not based upon a substantial consideration, or that are otherwise employed to permit an unlicensed person to sell, lease, or let real estate, the beneficial title to which has not, in good faith, passed to such party for a substantial consideration, are hereby declared void and ineffective in all cases, suits, or proceedings had or taken under this chapter; however, this section shall not apply to irrevocable gifts, to unconditional contracts to purchase, or to options based upon a substantial consideration actually paid and not subject to any agreements to return or right of return reserved.

I could not request the report from the school, because it is typically not available to the student from what I understand.I just wanted to see if it was illegal to have employed applicants do a credit/background check and not require that from certain students.It's not that these people are applying at the same time for the same house, but I just wonder over time if I am opening myself to scrutiny if all of my files get looked at if there were ever an issue, and I don't have background checks on some but I have them for others.  

It's perfectly okay to have ambitions but calling out on your current job/employer isn't fair.

I am self employed for 4 years but only have 1 year of w2 so I can not get a conventional mortgage until next year.

He usually suggests setting up a S-Corp to save on state employment tax and Obama Care.

., your spouse, parents, children, employer, etc.); You do not receive perks (e.g., free rent for one of your motor homes ) as a result of the IRA investment; andThe IRA receives a fair promissory note interest rate. 

I have a deferred compensation mutual fund with my employer that I've been adding 18% of my income to each year.

I am the non employed half.