Need HML for New Home for 6 Months

[Jonathan Desjardin]

I am trying to purchase a new construction house. I am self employed for 4 years but only have 1 year of w2 so I can not get a conventional mortgage until next year. The home is $515k I have $100k to put down. I need a hard money loan for $415k for 6 months. The home is set to be compeleted being build end of June or July. Is this something a HML would do and what would it cost?