@Cody Malave99.99% chance you will never get sued so don't sweat it.

Short answer - Start house hackingFind something you can get at a low down payment and make it work for a year, maybe build some sweat equity on a fixxer upper, learn how to fix things on google and youtube.

Because of the larger down payment requirement for 3-4 unit properties and the limited (and expensive) inventory, it seems that we'll likely end up putting 15-20% down on a duplex.We're willing and ready to put sweat equity into a property if need be - my fiance is an architect and able to do most work on his own.  

Sweat equity has been put into the property, along with natural appreciation, and a lucky purchase price.

If they were good tenants then i would not sweat the small stuff.

Once we were in the deal and living together, it quickly came to light that my wife and I were way more interested in sweat equity. 

I am happy with my sweat equity and purchase

Forced appreciation through sweat equity What was the outcome?

You should make out pretty good in any case so why sweat it?

Had a few key questions:Price rangeSize of property(beds/baths)What are you open to for financingAre you interested in putting in sweat equityAre you only interested in Reno(Carson, Dayton, Minden, Truckee, NV side of Tahoe as options)