For nearly fifteen years I had worked as a commercial photographer trying to balance art and commerce.

Please feel free to reach out with any questions.

I have experience with commercial construction loans and cash-out refinancing after construction completion, but no experience with refinancing raw land yet.

It seems you're under leveraged when you could sell tax free and generate a bigger return with multiple properties.

At the very least you might get his free newsletter or follow on Twitter or Insta for some of his free pointers if not interested in the guide. 

If you have any questions feel free to reach out I enjoy helping and talking REI.  

Not to say banks do not sell loans to free up credit lines but in most cases less hassles and headaches.

Here are a few:https://www.biggerpockets.com/forums/92/topics/189151-norada-real-estate https://www.biggerpockets.com/forums/311/topics/322300-norada-real-estate https://www.biggerpockets.com/forums/311/topics/433367-first-time-buying-turn-key-property-out-of-state-norada https://www.biggerpockets.com/forums/92/topics/496083-norada-real-estate-investments Also, feel free to contact our team of Investment Counselors for more specific recommendations.Continued success!

Some referred me to their commercial lending division if that was the plan.I guess the bottom line is to check and make sure that the 10% down 2nd mortgage doesn't have that clause if you intend to move it to an LLC. 

Had a 790+ credit score and then nothing as we went a few years debt free and cash paid for everything.