New Investor as a Contractor

[Drew Phillips]

Hi all!

Short backstory; I’m a licensed builder in MI and have been on my own for 1.5 years completing structural restorations, insurance claims (roofs, siding, floods, etc), and about 15 or so bathroom remodels. We haven’t filed personal taxes as our accountant extended after an accident so have no “income” shown through taxes. Had a 790+ credit score and then nothing as we went a few years debt free and cash paid for everything. Now sitting at a 740-750 after a few small loans preparing for “now”. Our income is around $150k.

We built our new construction personal residence with cash and are looking to take out our equity to BRRR duplexes or triplexes. Is there a recommended mortgage/loan that you would take on your personal residence to begin BRRR?