For example, we have to do a delayed financing to pull money out without seasoning since our property count exceeds the threshold.2)Appraisers are independent. 

As for the age I bought my first house at 23 and became finally independent at 30 and there are plenty of people who start younger than that.

Own a VRBO in the middle of OR wine country in Dundee.OOC - What does a winery need to do (independent of seasonal issues) to make consistent money?

If your goal is financial independence or freeing up your time for other pursuits, you don't want to be plunging a toilet at 9pm on a Sunday.The more involved you are with your renters, the more likely things will go south on you.Just some things to consider.

Great question @Dylan Short - It's great to reinvest your way to prosperity and financial independence.

Mentally I'm there I did a great thing for my family in getting us moving toward financial independence.

I would suggest contacting several Independent Agents who represent multiple companies and have them run comparisons.I would give them an Idea of what limits you are looking for (building, Liability, deductibles, umbrella, etc.) to make it easier to compare.Things that they will most likely ask:- what is the construction- year built- year when updated: Electric, Plumbing, Roof, Heat- If any dogs, what breed- any losses in past 5 yrs- any pool or playground- Lead free certified- any in ground tanksGood luck on the purchase and feel free to PM me if you have any questions on the above info.

@John Trollinger I've got five in the area and the first three brought me financial independence.  

If the agent is independent it may issue policies on behalf of one or more underwriters though generally the premium will be the same, the difference is that the requirements to issue the policy may be more or less stringent depending on the underwriter.In addition, a title policy does not guarantee you have a "clean title", it is a contract of indemnification where the underwriter agrees to reimburse the Insured for a loss caused by title being other then as insured, subject to the insuring provisions, exclusions and exceptions from coverage and the conditions and stipulations of the policy. 

Really easy for the customer and the best part is you will get a good idea on the ARV from an independent appraiser.