Advice on refinancing Toledo multi family rental

[Moazzem Hussain]

Hi (Apologies if I picked the wrong forum, I tried my best to pick the right one)

I own a multifamily in Toledo, OH that I bought cash. I want to do a refinance to get the money out to be ready to buy another property. It's a 4 unit property, and currently one unit is rented out and the other 3 are actively listed (the property was first listed in August). I've owned this property since March, 2020, and paid 130K for it.

I wanted advice on the best way to take out the most that I can for this property, so I can buy my next one. Some questions I had were:

1) As this is an investment property, what kind of rate can I expect? I own this under my name, and have 800+ credit.
2) I hear the property market in Toledo isn't always appraised well, are there local banks or credit unions that appraise these properties better? Should I be working with them instead? Or does it not make a difference?
3) How should I go about finding the right bank? LendingTree? Talk to the banks I bank with? My priority is an appraisal close to what I paid for the rental.

4) What other questions should I be asking?

Other things possibly worth mentioning. I am 2 years into a 15 year mortgage for my primary residence. Thats the only other debt I currently have.