@Ahmad Frost - When I took the course and test I kept it pretty simple and just used the illinois.gov website below:https://www.illinoisrealtors.org/education/real-estate-license-illinois/It was comprehensive and provided enough information and detail for me to pass the test. 

@David Flanders Are you looking for that coverage under your rental property policy or are you starting a contracting biz?  

Some lenders are also raising debt coverage, but that’s sometimes exclusive to sector (office / retail).

You will likely have a higher deductible and actual cost value for these policies, but vacant properties/builders risk and liability and property coverage will all be covered.  

Transferring title by warranty deed or quit claim deed has the same affect on the policy coverage, it continues on under its written terms. 

You can get high liability coverage or a blanket liability policy to offset the risk of something extreme happening at one of your properties.  

The practical implication for me is that I will look not only at traditional cash flow numbers (cash-on-cash, before tax, after tax) but I will also then factor in equity build up when generating a "complete" or "comprehensive" return.

It's a small price to pay for the additional coverage / protection.  

He shops multiple insurance agencies and provides the best coverage for the best price. 

Or relieved that you have the nations best coverage for vandalism