I know I don't have anything close to the experience you do.I'm basing my opinion on personal experience, both installing laminate and witnessing its durability.

It's filled with accusations and cursing.

I have witnessed a cash out refi of 75% of appraised value with a conventional loan (Fannie), however, the lender required the property to be retitled at closing and the loan was in the name of the individual and not the LLC.

Has anyone witnessed bid rigging at an auction?

If they have a witness what is the credibility of the witness??

I would just have the sherrif come with me as a witness to CYA.

Instead of accusations tossed loosely and playing big shot why don't you figure out as an expert where there is presently over $40 million to be made in LA county at the present time and let your mind do some real and useful work, but I doubt you can figure it out.

Never mind that the Muslims criticize Christians, Catholics, Mormons, Jehovah Witnesses, Buddists, Hindus, and every other religion.

Even if your lawyer (or someone on BP) tells you that you are not breaking the law, you still might be accused of abusing the system.They also hint at the tricky ways they will nail you.

I would have thought that since this would be a commercial investment mortgage (I don't live there) my income would not be relevant.To wit: where can I find a market-rate investment mortgage in which my personal income does not matter?