Quote from @Breland Clark: I bought my first STR this year using a house hack method.

In most cases you are using a calculator BEFORE you take any actions such as a specific lender quote, making an offer, etc.

Just search on BiggerPockets - there's a ton of great resources- I would HIGHLY recommend using a leasing agent to find you a tenant.

When looking to build a large portfolio, most successful investors start by using a PM.

But for sure, reach out for more specifics if you wish.I also suspect (as a software guy myself) you may be using a SAAS application you license and so are held up on configuration in your own frustrating ways from that perspective.

Here is what I say will have the most impact on your ROI from using a VA to cold call for you:1) You need to plug in the VA into a system that works.

I do like how low your interest rate is so using as a revolving credit wouldn't be bad.

Partnering with investors  and also doing flips using a Joint Venture would get you  more capital!!

You'll be able to take out half of your vested balance though, so not a ton.If you liquidate it, you're going to have to pay 10% (assuming you're under 50 years old) + taxes owed if it's pre-tax.So maybe a combination of the two using a HELOC on the equity.Is the 401k in the Roth portion by any chance?

It offers low/no down payment and lower rates, ideal for hands-on management.DSCR Loan (Long-Distance): Start now by using a DSCR loan, qualifying based on the property's income.