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Now I am living in a fixer upper and once done will refi and move to make this a rental.

However there is one area, (unsure if it is a distinct zip code) to the upper left (or NW on the map) of zone one that isn't included but is still Waldport and I would suspect it's the highest of them all. 

I have clients that go HML for a fixer upper and get 100% financing for the property and rehab and then they can rate and term refinance anytime, even after day 1, As long as the LTV is supported by the appraised value.

If this sale happens, it will probably be a cash deal, at least that's what it's sounding like to me.The potential buyers concern is his ability to rent both upper and lower flats.

Exterior paint job in 2024: Sherwin Williams Repose Gray for the body, Gauntlet Gray doors, and Pure White trim.

David good to meet you, I am also a David.Have you heard of a creative Contractor( General ) that would be willing to take his labor on a multi unit fixer upper as rent. 

Bring bodies with you , and lots of contractor trash bags all ther things get stuffed in bags .

Lower Initial Costs : Buying a fixer-upper can be more affordable than starting from scratch.

If he's looking at fixer upper homes, then it may make sense.