Once you get the texture scraped off, you might find that you're going to need to do some surgery up there.

After surgery, going through PT, and returning to two jobs I realized I needed a change.

For example, if you open a wall / expose and old wiring (specifically Knob and Tube) you must remediate all of it to get any insurance company to give you a policy.

My mom, who not only cosigned to help me get approved for this home, she has also helped me out in part with my rent, and has been diagnosed by her doctor, after dealing with some stomach issues, that not only does she have some type of colitis or maybe something more, further testing is needed, but, she also has 2 holes in her heart, that will require surgery, and in turn will need to take medical leave from work beginning July 31st, which is the day of Her surgery.

How do I do my due diligence in confirming and or remediating if needed?

That issue should have been remedied at closing. 

We were getting ready to invest in Utah and found out Baby Henry needed open heart surgery when he was born.

Most have already tried to find a way to remedy the foreclosure by working with the bank, tried Mofiication Gurus, explored bankruptcy, and even shortsales.

Owner had to do a lead cleanup a couple years ago b/c of CMHA, and it was professionally remediated.

For example I found one for $35K, but it needs a new roof $6K and has to have mold removal, and remediation.