I ended up doing most of the work myself - my muscles will never forget hammering the 8 feet of copper ground into the hard desert or shoveling gravel for the outdoor shower.Contractors I worked with:The guy I originally hired to polish the concrete floors ended up being a junkie.

I ended up doing most of the work myself - my muscles will never forget hammering the 8 feet of copper ground into the hard desert or shoveling gravel for the outdoor shower.Contractors I worked with:The guy I originally hired to polish the concrete floors ended up being a junkie.

Anyone with a shovel, wheelbarrow, and jack can declare themselves a professional foundation repairman.  

Than they send out a technician to flare and vac the line set.

I don't see any budget for cleaning for common areas or snow shoveling or ground maintenance.

The closing date should be contingent on having the project at a shovel ready state which generally means that the project is fully entitled with debt and equity capital committed.Last, mitigating the construction risk is a lot harder to do for a renovation vs new construction.

They're still a year or more away from a shovel.......If they're lucky!

All _I_ need on the other hand is an address list of 1-6 of your previously rehabbed/flipped properties on page 3 of the loan application form to determine if I can bestow largess upon you at a magnificent 75% of LTV (for instance) as apposed to the paltry 65% of LTV I can shovel unto mere newbie rehabbers/flippers.As a HML what I really appreciate is lenders who give me time to close without an emergency rush 3rd Party appraisal needed, documents requested being provided promptly, not being deluged with documentation I have not asked for and will not need, and, if I may interject some humor into this, for some borrowers attendance of a remedial, simple loan form filling-in class. ;)Best wishes in your endeavors. 

The land needs to be shovel ready as there is a time frame tied to funds going into a project. 

TN & FL are the sweet spot where weather is nice year-round & properties aren’t too expensive (as they are in California & Hawaii).