Did USAA give you a specific list of renovations they want done?

I would ask, when you say real estate, specifically what are you trying to accomplish or do?

These penalties include:Five years in prisonUp to $500,000 in finesEquity Skimming may also result in Conspiracy charges, specifically conspiracy to commit bank fraud and false statements to influence a financial institution.

What would be the "significant and legitimate public purpose" for the government getting involved in what seems to be a tiny percentage of transactions in an already heavily-regulated industry?

Do you have a specific policy on evictions.

Otherwise, if it was investor owned (not owner occupied) and under rent regulations before you purchased it those rules would still apply.

Propose starting small, like a single-family rental or house hack, with a clear, low-risk plan to minimize concerns.Leverage your industry connections and offer to handle the initial responsibilities, demonstrating your commitment and capability.

Set a specific goal, then work towards it.1.

Specifically, must this be a commercial/business loan type where you have higher rates and shorter loan life or is there an alternative loan type? 

Do you have a specific revenue target in mind for hiring, or are you basing it more on workload?