These people were well versed in true worth and they picked up antiques, paintings, etc at 10% of there true value or or even much less. they felt no duty or obligations to their customers.I remember going through one property and seeing a painting done by an artist who I had just seen several of her paintings from the 1800's in San Diego at a art exhibition and I really liked her work.

They have exhibited no acknowledgement that this is a "life changing event" for some folks.

They will be happy to take all your exhibits and review them after the testimony (AKA never even look at them). 

Do any of them exhibit fewer allergy symptoms after being out of the house for a while?

Perhaps there's another more gentle and righteous side to him, but the behavior he exhibited on TV in front of millions of people reflects a serious flaw in his character...one that won't likely be easy to overcome in court.

But both you and Ritholtz are exhibiting a fundamental misunderstanding of the way banks make their underwriting guidelines.

As I have found thus far there is no one size fits all model and your feedback exhibits that as well.

For the purposes of this Agreement, the following terms shall have the following meanings: (a) "Execution Date" shall mean the day upon which the Buyer or Buyer’s Assignee to this Agreement shall duly execute this Agreement; (b) "Option Fee" shall mean the total sum of money paid to Seller in consideration of this exclusive Option, in the amount of ____________, plus additional closing costs if applicable, payable as set forth in attached Exhibit A; (c) "Option Term" shall mean that period of time commencing on the Execution Date and ending on or before ____________, 20____; (d) "Option Exercise Date" shall mean that date, within the Option Term, upon which the Buyer shall send its written notice to Seller exercising its Option to Purchase; (e) "Closing Date" shall mean the last day of the closing term or such other date during the closing term selected by Buyer.

Moreover, you did him a favor by finding a new tenant that limits his exposure of larger damages.If you are not communicating with the tenant, you need to follow Ohio law to exhibit that the tenant abandoned their lease with unpaid rents, reclaim possession, and re-lease it.Either way the tenant is fully responsible for lost rents which should be deducted from the SD. 

In my experience when they exhibit issues once early on, there will be many more issues down the road.