While they only took up a word or two of this story, they took up months and years of my life for which I earned nothing and lost much, at least in the short-term.

For example, a buyer putting 20% down on a $500k home would pay around $500k in interest over the 30-year life of a typical mortgage at a rate around 6.5%.

Okay pal, go with them I am sure it will work out the same (sarcasm) (hangs up phone).Like anything in life, you get what you pay for. 

The primary advantage is the tax-deferred or tax-free growth—like other IRAs, any profits from real estate investments grow without immediate tax consequences, which can significantly boost your retirement savings over time.

Life Changing is my go to now as their owners and 5 of their loan officers have even joined my group.

While they generally have higher market Cap Rates than Class A properties, it is still variable whether they will have good cash flow or be an appreciation play.Class C Property:Continuing down the scale, Class C properties are generally 20 to 30 years old, and pull in blue-collar and moderate-to-lower income tenants who will generally be renters for life.

Don't make your life more complicated than it has to be.

The Shoals is a great place to settle down and take life slow.

I don't think those are bad things and sometimes the personal decision for your ideal life outweighs the "conventional hold forever" decision.You have options, that's the best place you can be.

Thank you for all the tips an I am a learner of life trying to get all the knowledge i can get.