![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2218316/small_1641780267-avatar-derekh209.jpg?twic=v1/output=image&v=2)
3 January 2025 | 3 replies
I have a good FT job in education administration, but I want to retire asap, focusing on RE (so, not really retiring, but you get the idea).
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3165461/small_1736143510-avatar-owenr40.jpg?twic=v1/output=image&v=2)
6 January 2025 | 3 replies
Since I’m still in school I don’t have much money, I’m trying to learn as much as I can about real estate so that way once I get a job out of college and a steady income I’ll know what to do with my money.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3164111/small_1735912763-avatar-jennas75.jpg?twic=v1/output=image&v=2)
4 January 2025 | 4 replies
Alternatively, once you have a full time job (or an employment contract), you should be able to qualify for a loan and utilize a Down Payment Assistance program.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2925089/small_1705770024-avatar-adamd427.jpg?twic=v1/output=image&v=2)
3 January 2025 | 3 replies
However, I am still very hands-on for my management business, typically logging 80 hours a week between my two jobs.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2542622/small_1736901588-avatar-matthewc914.jpg?twic=v1/output=image&v=2)
13 January 2025 | 11 replies
Is this a highly populated area, are there lots of jobs, are people moving to the area or is the population declining?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2828281/small_1719039982-avatar-christianh255.jpg?twic=v1/output=image&v=2)
1 January 2025 | 22 replies
I had more than one contractor do a great job on the first and then go downhill from there.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2760682/small_1727119952-avatar-jasonm1262.jpg?twic=v1/output=image&v=2)
8 January 2025 | 9 replies
Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1697369/small_1621514855-avatar-tayvion.jpg?twic=v1/output=image&v=2)
12 January 2025 | 20 replies
Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2459740/small_1736468906-avatar-chrism1550.jpg?twic=v1/output=image&v=2)
12 January 2025 | 8 replies
If you made those free they'd be complaining about jobs or supermarket deserts or lack of public transportation or some other issue.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2051107/small_1695536782-avatar-celli.jpg?twic=v1/output=image&v=2)
10 January 2025 | 26 replies
Jobs are always a good indicator of growth areas especially good high paying jobs.