Qualification is based on YOUR ability to generate income.

Using 3 times the rent as a qualifer , the tenant needs an income of $192,600 a year .

I want to find a duplex to live in and rent out a portion but everything I was sent via a Title Company or have been finding through Realtors have either been out of my qualifications for a loan or the numbers don't make sense.My next thought is to just start sending out direct mailings to the farm list I was sent by the Title Company and see who responds from there.Would you say this is the best way to find a good deal in the Portland market?

If it's a larger organization, feel free to inquire about their staff qualifications.2.

Included in the definition of a passive activity is any rental activity, regardless of the taxpayer's level of participation.A taxpayer who meets the qualification of a real estate professional under Sec. 469(c)(7), however, overcomes the presumption that all rental activities are passive.

Do you have a qualification criteria you use to help you select the most qualified tenant?

You need to connect with some lenders to start out and get an idea of where you are at in the qualification process.

@Jaime OsunaGo to https://www.sec.gov/edgar/search/#Browse by filing type “QUALIF”Keyword: real estateThere are all the sec registered offerings that accept non accredited investors who can also solicit

DSCR- Self-Employed, Business owners, Real Estate Investors ( if you write off a lot of your income as expenses)Conventional- W2, 1099 (Who don't write off their income), salary, hourly workers.Overall: If you meet the qualifications, a Conventional loan is the most favorable choice.

If it's a larger organization, feel free to inquire about their staff qualifications.2.